| The 
              FAQ is Under Construction
 This section of the Cherokee Financial web site is still being developed.
 
 
 When complete, this page 
              will contain a list of the questions we are most often asked, and 
              the corresponding answers.  This is commonly known as the "FAQ" 
              Page. Here are 
              some of the initial questions: Why 
              should I pay my debt?When you create a debt, it is your moral and legal responsibility 
              to honor your obligation. Even if your credit was damaged by previous 
              inability to pay, Cherokee Financial will report your repayment 
              to the major credit bureaus. Besides rebuilding your credit, Cherokee 
              will help you take control of your finances.
 
 What will happen if I refuse to pay this bill?
 Cherokee cannot provide you legal advice. As part of the collection 
              process, Cherokee may utilize a nationwide network of attorneys 
              to litigate those accounts who have the ability but not the intent 
              to pay. Please contact us before the legal process starts so that 
              we may be as flexible as possible in arranging for resolution of 
              your account.
 
 I feel overwhelmed by my obligations. What should I do?
 Our staff is trained to work with you and find a solution to help 
              get you out of debt. However, if you absolutely refuse to contact 
              us directly, perhaps you will choose to contact a consumer credit 
              counseling organization listed below. These are not-for-profit organizations 
              whose sole purpose is to help you get on track with your finances.
 
 http://www.moneymanagement.org
 
 To have your questions answered immediately, please contact us by 
              telephone at (800) 543-0201.
 
 Thank you for visiting the Cherokee web site.
 
 
 
 Cherokee Financial ...  We 
            Make Non-Performers Work!
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